If you are involved in an automobile accident, trucking or motorcycle wreck:
In New Jersey, everyone who drives a car is required to have auto insurance. Consequently, if you are injured by a negligent driver, this auto insurance is required to "defend and indemnify" that negligent driver. This means that the insurance company for the negligent driver has to appoint and pay for lawyers to represent them and must pay any settlement or jury award up to the policy limits. These insurance companies do everything that they can to reduce or avoid paying you on your claim. You need a skilled and experienced lawyer to guide you through the all the complications that the insurance company will put on through your course to recovery.